Faith's Toyota/Ford Westminster, VT 802.889.8870     

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Guaranteed Credit Approval As Low As $99 Down

Guaranteed Credit Approval Car Dealerships Near Me

A white 2022 Ford Escape is shown from the front at an angle after leaving a guaranteed credit approval car dealership near me.

Are you looking for a guaranteed credit approval car dealership near me? While your search may seem daunting because of traditional automotive financing, we’re happy to offer something extraordinary that puts you behind the wheel of a reliable car, truck, or SUV. Everyone drives at Faith’s Automotive, and that includes you!

Buying a car can be stressful, especially if you don’t have a high credit score or an established credit history. Moreover, dealerships that work with all types of credit are notorious for offering sub-par vehicles that leave much to be desired. It feels like a punishment, requiring drivers to settle for less because they don’t meet specific credit standards. But what if you could experience something different, beyond the ordinary?


We believe our customers, regardless of credit score, deserve the best. Our extensive inventory includes high-quality new and pre-owned models that guarantee there’s something for every need, from budget-savvy models to top-tier trims with every feature, convenience, and luxury imaginable. You shouldn’t have to compromise or settle for less when shopping for your next vehicle, and you won’t have to when you trust our team.


From best-selling trucks like the Ford F-150 and Toyota Tacoma to family-friendly SUVs like the Chevy Tahoe and Suburban, Kia Telluride, and Ford Explorer, you’ll find everything you want and need on our lot. Moreover, we promise to help you celebrate your purchase and get the most from your investment as a guaranteed credit approval car dealership that offers a car-buying experience like never before. It’s an experience you deserve, and it starts now!




Our Bespoke Finance Approach


What was your previous car-buying experience like? Maybe you found the perfect SUV and started the purchase process only to discover you weren’t approved for financing. Or, perhaps the dealership refused to work with your financial needs. These scenarios are all too familiar and are why we operate differently. We give our customers more reasons to get excited about their next car, truck, or SUV.


Our bespoke approach is built on integrity, respect, accountability, and transparency. We respect your time and value your trust in us, holding ourselves accountable for delivering an unparalleled experience. Our goal is to build a lasting relationship with you and listen attentively to your needs rather than taking a one-size-fits-all approach and inundating you with high-pressure sales tactics and gimmicks.


A blue 2023 Toyota Camry Nightshade is shown from the front at an angle.

Your hard-earned money should go further and work harder for you, and it’s our job to ensure that happens. By understanding your financial needs, we’ll walk you through our inventory and show you the best options that set you up for success behind the wheel. Our transparency guarantees there are no surprises or sticker shock, giving you the confidence to shop freely and genuinely get excited about your purchase. With our team, excellence is guaranteed, and what you see is always what you get.


Guaranteed Credit Approval: As Little as $99 Down


What will $99 get you at another automotive dealership? It won’t go far unless you work with our team. We offer guaranteed credit approval for loans with as little as $99 down. How do we do it?

Our customers are always our priority, and it shows in our efforts to simplify the purchase process by giving you every opportunity to get in the driver’s seat of a reliable and value-packed car, truck, or SUV. Because we work with numerous lenders, we’re able to offer financing to every customer regardless of your credit score. Additionally, these lenders compete for your business by offering competitive interest rates, a significant advantage that proves low-interest rates aren’t a myth.


Our finance team will work with you to find the best finance option and interest rate for your needs, outlining every detail of your purchase and explaining the benefits of putting some money down. Your down payment or a trade-in can positively impact your purchase and lower your monthly payments. As expected, the more you put down, the less you have to borrow from a lender. But how much should you plan to put toward your purchase?


While a down payment of 10% to 20% is recommended, that’s not practical or financially feasible for everyone. Fortunately, we offer a solution and are committed to helping you finance your purchase regardless of your down payment. For example, customers with a credit score above 500 and who meet other eligibility requirements can put $99 down. It’s a small price to pay to upgrade your vehicle and rebuild your credit one payment at a time.


Leasing Made Easy: Find Your New Ford or Toyota


One of the many good reasons to work with our dealership is having the opportunity to lease a new Ford or Toyota. We are incredibly proud to carry the Toyota and Ford lineups, with the automakers revered for shaping the global automotive landscape. Our customers can be part of that legacy even when financing isn’t the best solution.


When you finance a vehicle, you borrow money from a lender to cover your purchase. Then, you repay the borrowed amount with interest over a predetermined period. The interest is considered the bank’s service charge for approving the “IOU.” Each monthly loan payment lets you build equity in the vehicle, with the lender sending you the title once the loan is repaid. This process gives you immediate ownership responsibility.


A red 2023 Ford Escape ST Line is shown from the rear at an angle.

While financing is often the most popular option, many of our customers discover that leasing is more practical for their situations. Leasing is advantageous for many reasons because you’re essentially renting the vehicle for a set period rather than taking ownership. As a result, your monthly lease payments are lower, but there are a few more requirements to keep in mind, like mileage limits and wear and tear penalties. Even then, once the lease is over, you have several options, like leasing a new Toyota or Ford with all the bells and whistles.


The prospect of driving a new Toyota or Ford every few years is exciting. If it piques your interest, you can trust our finance team to outline your lease options and help you find the perfect lease for your situation. From lower monthly payments to fewer responsibilities as a car owner, you can reap the benefits when you lease with us.


The Faith's Automotive logo is shown.

Find the Financing You Need Today at Faith’s Automotive


What car, truck, or SUV will you drive home? Are you ready to get behind the wheel of a versatile workhorse like the Ford F-150, or are you drawn to a midsize marvel like the GMC Canyon? Maybe you’re ready to upgrade your commute with a Toyota Prius or treat your family to a spacious SUV like the Ford Expedition. Whatever the case and whatever your financial situation, Faith’s Automotive is ready and excited to bring your car dreams to life.


With guaranteed credit approval, it’s easy to see why everyone drives home happy after working with our team. We believe our customers shouldn’t have to settle or lower their standards when a traditional automotive loan is out of reach. Instead, we want you to excitedly shop our selection and have confidence that your purchase doesn’t simply meet your financial needs but exceeds your expectations. It’s our way of showing our customers the importance of having a little faith.


Are you ready for that experience? Stop by the dealership, introduce yourself to the team, and walk through our incredible selection of new and pre-owned models. We promise an exceptional experience today, tomorrow, and every mile ahead.