Faith's Toyota/Ford Westminster, VT 802.889.8870     

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Bad Credit Auto Loans Near Claremont NH

A close up shows the grille and drive side headlight on a white 2020 Ford F-150.Whether it’s time to upgrade your current vehicle or you’re ready to buy your first car, Faith’s Automotive is happy to help Claremont residents like you find the perfect vehicle at a price you can afford. But what makes our team the best to handle all your automotive needs? Our vast experience in the industry has taught us the importance of catering to our customer’s needs, specifically their financial needs. We know that many people are overwhelmed by the car-buying process because their low credit scores or limited credit histories disqualify them from traditional automotive loans. At Faith’s Automotive, we provide bad credit auto loans near Claremont, NH, so everyone drives home in a vehicle they love at a price they can afford when they shop with us.Located in Westminster, Faith’s Automotive is your vehicle destination. Rather than fighting traffic in Lebanon, Concord, or Manchester, you can enjoy the beautiful drive south along the Spaulding Wildlife Management Area and Charleston Town Forest. Then, once you’re here, you’ll enjoy the scenic landscape around the Connecticut River and a car-buying experience like no other.


Now, the question is, “Are you ready to have a little faith?” Faith’s Automotive is unique because we’re an automotive group with Faith’s Toyota and Faith’s Ford under one roof. With two dealerships, we offer an expansive selection and a hassle-free promise that guarantees we can bring your automotive dreams to life right here on our lot. Here’s a closer look at how we fulfill that promise with our bad credit auto loans, vast inventory, and unique approach that makes it easy to get excited about your purchase.

What Is a Bad Credit Automotive Loan?

Your credit score is how lenders determine your creditworthiness or the likelihood that you will repay the loan. For example, a high credit score reflects an individual’s history of responsibly managing their debt. In contrast, a low credit score poses a greater risk to the lender because it signifies the individual has a limited credit history or one defined by late payments, excessive credit usage, or defaults (failure to repay).


At Faith’s Automotive, we understand the stress a low credit score can have on the car-buying process. Most lenders have stringent requirements that make getting approved for a traditional automotive loan nearly impossible. Fortunately, Faith’s Automotive takes a nontraditional approach by offering bad credit automotive loans to help you get behind the wheel of a vehicle you love. At Faith’s Automotive, everyone drives.


A bad credit automotive loan is like a traditional loan because you’re borrowing money from the lender. The process is also similar, with the lender looking at your debt-to-income ratio and payment-to-income ratio to understand how the loan will impact your current financial situation. Once approved for the loan, the lender mitigates the risk associated with the loan by charging a higher interest rate and, in some cases, additional fees. For example, an individual with a high credit score might pay 3.5% interest on a used car, whereas a borrower with a low credit score may pay 17% interest on a bad credit loan.


The higher interest rate on a bad credit loan is often seen as a disadvantage. However, a bad credit automotive loan is an excellent way to break the cycle of poor credit. With most lenders reporting your monthly payments to the major credit bureaus, you can slowly rebuild your credit and build equity in your vehicle. It’s a win-win that puts you on the road to a stronger financial future.


Wooden blocks are shown spelling out credit score.

Our Inventory: What Cars Do We Sell?

Faith’s Automotive has a unique advantage that makes us the best place to shop for a used car and secure a bad credit automotive loan. Claremont drivers can venture into Manchester or Lebanon, but you won’t find a dealership like ours. Why? Faith’s Automotive isn’t only one dealership, but two, which means more opportunities to find the perfect car, truck, or SUV for your driving and financial needs.


Faith’s Automotive in Westminster is home to Faith’s Ford and Faith’s Toyota. By combining our Ford and Toyota dealerships, we give Claremont drivers the best selection of new and used models. You’ll find the latest from Toyota and Ford on our lot, whether you’re looking for the rugged Toyota Tacoma or the Ford Ranger that can handle all your backpacking and hiking gear for a weekend venture along Table Rock Trail or through Bellows Falls Village Forest. You’ll also find many other new and used models, from the spacious Toyota 4Runner and Sequoia to the Ford Explorer, Edge, Expedition, and the best-selling F-150.


Beyond our Ford and Toyota lineups, you can expect many other best-selling brands in our used inventory. We hand-select every model, thoroughly vetting them for quality before adding them to our lot. In doing so, we guarantee you only have the best models to choose from, whether you’re looking for an award-winning SUV like the Kia Telluride to take your family into Albany or east to Boston, or you need the efficiency of a commuter sedan like the Chevy Malibu or Honda Civic. There’s something for everyone on our lots.


A close up shows someone signing a subprime auto loan near Claremont, NH.

Work With One of Our Dealerships Today

Your credit score doesn’t have to define your next car-buying experience, at least not when you shop with Faith’s Automotive. We are proud to serve Claremont drivers by fulfilling our promise to deliver an unmatched customer experience at Faith’s Ford and Faith’s Toyota. But what does this mean for you? We know the importance of having a reliable vehicle you can afford and depend on to get you around Claremont and beyond the city limits. By offering bad credit automotive loans, we level the playing field and give everyone the opportunity to find the car of their dreams. However, there’s more to our dealership than even that.


We operate with transparency, integrity, and respect. Rather than focusing on commissions and relying on high-pressure tactics to secure a sale, we build relationships with our customers. We want to know what you love most about Claremont and how your next vehicle will improve your life. As we learn more about you, we tailor our approach to your needs, respecting and valuing your time so that you’re one step closer to finding the ideal car, truck, or SUV.

The Faith's Automotive logo is shown.


Put Your Faith in Us

Do you have faith in the car-buying process? If not, it’s time to put your trust in Faith’s Automotive. We’re your destination for bad credit automotive loans and so much more.

Faith’s Ford and Faith’s Toyota promise an experience like no other. As part of Faith’s Automotive, our focus is solely on you. Our friendly sales team will get to know you and deliver a bespoke experience that saves valuable time so that you can get back to doing what you love with the people you love. Likewise, our financial experts make the purchase process incredibly straightforward by operating transparently, explaining your options, and helping you find the best purchase option.


Even when the sale is final, our work isn’t done. We make a long-term commitment to our customers that extends long after the ink is dry on the paperwork. Faith’s Automotive is here for all your automotive needs, like helping you protect and maintain your investment from the convenience of our state-of-the-art service center. With factory-trained technicians that are constantly expanding their skills, there’s nothing we can’t handle at Faith’s Automotive.